There are many mortgage types out there and we will help you make sense of your options, and recommend the best solution for you.
Fixed rate mortgages are for those of us who want to be certain of their monthly outgoings and are a good option if you believe that interest rates will rise. They are protected from interest rate fluctuations for the length of fixed rate period, usually two, three or five years.
Tracker mortgages track the Bank of England base rate and are dependent on its fluctuations. If it drops you pay less, increases you pay more.
Offset mortgages allow you to offset any money in your current account against your mortgage, so you only pay interest on the difference. As the savings for offset mortgages aren’t currently taxed, this can be an efficient way for high-rate tax payers to utilise their money.
Get in touch today to discover how we can find the ideal mortgage solution for you.